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“Schedule of Charges” means the listing of expenses applicable for the companies supplied on the Card. These costs are topic to adjustments on the sole discretion of BRAC Bank Limited. However, such adjustments in charges may be made solely with prospective effect giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or system during which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce through which Card transactions can be performed or another approved terminal or system related to BRAC Bank electronic banking system every so often.

If the agreed delivery date of the web purchase is beyond 120 days; BRAC Bank is not going to be held liable to entertain any criticism concerning non-delivery of that product/service. When presenting the Priority Pass card on coming into the lounge, lounge workers will take an imprint of the card and concern a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which can take the cardholder’s element off the magnetic strip on the reverse side of the Priority Pass card. Where applicable, the cardholder must sign the ‘Record of Visit’ voucher, which may also mirror the precise number of accompanying visitors, if any, however does not present any per person per visit charge. In the event of any amount charged towards Priority Pass Lounge visits, which is due and payable by the shopper, the shopper shall be liable to make the fee to the Bank irrespective of whether or not the card has been closed for any cause in any way.

The Bank shall have the best to verify the credit score standing of the applicant for the card/or examine standing of the Cardholder at any instances as and when the Bank deems fit without reference to him/her. The Bank will immediately adjust to disclosure of data to any authority under any law. The Priority Pass card just isn’t a payment card nor it is a proof of creditworthiness and attempts to make use of it as such might represent fraud. Fees and charges could apply on the utilization of Priority Pass. If the cardholder misses to pay 4 consecutive EMI payments, the total amount shall be again transformed into outstanding with common rate of interest.

The Bank reserves the best not to enable worldwide Transactions as a lot as full restrict assigned for SAARC international locations & Myanmar and Non-SAARC international locations so that the Limits are not exceeded in the occasion of trade price fluctuations or any unauthorized transactions. The Card just isn’t transferrable and its usage is subject to the terms mentioned herein and any additional situations stipulated by BRAC Bank Limited from time to time. The Cardholder on no account in any respect will enable the Card and/or PIN and/or CVC/CVV and/or OTP for use by some other individual. The Cardholder could not pledge the Card as Security for any function whatsoever. BRAC Bank Limited reserves the proper to ascertain the credit score worthiness of the Applicant time to time by obtaining credit bureau report and such different reports as it might deem necessary and decline to issue a Card to any Applicant at its sole discretion.

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Use of the Card at any ATM of the Bank or any other financial institution or institution with whom the Bank has an Agreement for the usage of the ATM of the mentioned bank or institution during which case advance might be additional subject to the relevant day by day withdrawal restrict of the ATM. BRAC Bank Limited reserves the absolute discretion and liberty to decline or honor the authorization requests on the Card with out assigning any cause. In sure circumstances, topic to its sole discretion, BRAC Bank Limited may require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction earlier than approving it and charging it to the Card Account. “Terms and Conditions” means the phrases and situations set out herein and/or as may be stipulated by BRAC Bank Limited once in a while, as amended. “Cash Advance” means any amount obtained by means of the Card, the Card quantity or the PIN or in any method licensed by the Cardholder from the Bank or any other financial institution or monetary institution for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of application made by the Cardholder beneath the name of VISA, MasterCard or JCB and also consists of Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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Should the Cardholder be away from Bangladesh more than a month, the Card Account must be settled 7 days previous to his/her departure. The Cardholder must promptly notify the Bank in writing of any change in employment or enterprise or handle (office and/or residence) or if Cardholder intends to be away from Bangladesh for greater than 30 days. All prices and expenses in such regard could additionally be debited to the Card Account and shall be payable by the Cardholder.

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Cash-limit types a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the aim of utilization of the Credit Card as per the terms and conditions contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one who has/have applied for a Card to BRAC Bank Limited. Still have you a query then feel free to ask by comment.

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The Cardholder undertakes to signal such further document as may be requested by the Bank once in a while to offer impact to such task and switch. Information can also be processed for the needs of complying with relevant laws, including anti-money laundering and anti-terrorism legal guidelines and laws and preventing crime and terrorism. This may require the disclosure of data to a Bangladeshi or overseas governmental or regulatory authorities or to some other individual we fairly think essential for these functions.

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